Trying to find the cheapest insurance for your Chevy Impala in South Carolina can turn out to be difficult, but you can use the following methods to make it easier.
There is a better way to find auto insurance online and you need to know the absolute fastest way to price shop coverage on a Chevy and find the lowest price from Columbia insurance agents and online providers.
Unbelievable but true according to a study nearly 70% of customers kept their coverage with the same auto insurance company for more than four years, and 38% of drivers have never taken the time to shop around. Consumers in Columbia can save hundreds of dollars each year just by getting comparison quotes, but they underestimate the amount of money they would save if they replace their high priced policy.
The method we recommend to get rate comparisons for Chevy Impala insurance in Columbia is to know most of the bigger providers have advanced systems to provide you with a free rate quote. To get started, all you need to do is give them rating details like the ages of drivers, whether you are married, if you lease or own, and if you have an active license. The rating information is sent automatically to multiple companies and they return rate quotes very quickly.
To compare multiple company lower-cost Chevy Impala insurance rates now, click here and enter the information requested.
The companies shown below provide free rate quotes in South Carolina. If multiple companies are shown, we suggest you visit two to three different companies to get the best price comparison.
|Model||Comp||Collision||Liability||Medical||UM/UIM||Annual Premium||Monthly Premium|
|Get Your Own Custom Quote Go|
Prices based on married male driver age 50, no speeding tickets, no at-fault accidents, $500 deductibles, and South Carolina minimum liability limits. Discounts applied include safe-driver, multi-vehicle, claim-free, multi-policy, and homeowner. Rate information does not factor in vehicle location which can raise or lower premiums significantly.
Tickets and at-fault accidents raise rates
The information below demonstrates how citations and at-fault claims drive up Chevrolet Impala premium costs for each different age group. The rates are based on a single male driver, comp and collision included, $100 deductibles, and no discounts are taken into consideration.
Annual premiums for males compared to females in Columbia
The diagram below visualizes the comparison of Chevrolet Impala insurance premiums for male and female drivers. Data assumes no claims or violations, comprehensive and collision coverage, $500 deductibles, single marital status, and no discounts are applied.
Auto insurance can be complex
When selecting coverage for your personal vehicles, there really is not a one size fits all plan. Everyone's situation is unique.
For instance, these questions could help you determine if your insurance needs might need an agent's assistance.
- When does my teenage driver need to be added to my policy?
- What is medical payments coverage?
- Is a blown tire covered by insurance?
- How high should my uninsured/underinsured coverage be in South Carolina?
- Does my policy pay for OEM or aftermarket parts?
- Am I covered when renting a car or should I buy coverage from the car rental agency?
- Does my policy cover my teen driver if they drive my company car?
- Do I need replacement cost coverage?
- Is pet coverage available?
If you're not sure about those questions but you know they apply to you, you might consider talking to a licensed insurance agent. If you want to speak to an agent in your area, complete this form. It is quick, free and may give you better protection.
Car insurance is available from agents near you
Many people still like to visit with an insurance agent and often times that is recommended Agents can help you choose the best coverages and help you file claims. A nice benefit of getting free rate quotes online is that drivers can save money and get cheap car insurance rates and also buy local. Buying from small agencies is important especially in Columbia.
To find an agent, once you fill out this short form, the quote information is transmitted to agents in your area that provide free Columbia auto insurance quotes for your car insurance coverage. It's much easier because you don't need to even leave your home since price quotes are sent directly to your email. If for some reason you want to compare rates from a particular provider, you can always go to their quote page and submit a quote form there.
Columbia car insurance agents are either independent or exclusive
When looking for a reliable agent, you must know there are a couple different types of agencies and how they differ in how they quote coverages. Insurance agencies in Columbia are classified as either independent or exclusive depending on the company they work for. Both can properly insure your vehicles, but it is a good idea to know how they differ since it can affect the kind of agent you use.
Independent Car Insurance Agents
Agents that choose to be independent can quote rates with many companies so they can write business with many different companies and potentially find a lower price. If you want to switch companies, an independent agent can move your coverage without you having to go to a different agency.
When shopping rates, it's recommended you get insurance quotes from at a minimum one independent agency to have the best price comparison. Most have the option of insuring with smaller mutual companies who may have lower rates.
Featured below is a small list of independent agencies in Columbia who may be able to give you pricing information.
- Nationwide Insurance: Kevin Spencer Agency LLC
952 Sunset Blvd - West Columbia, SC 29169 - (803) 794-0411 - View Map
- Nationwide Insurance - Chichester Insurance Agency, Inc.
7340 Parklane Rd a - Columbia, SC 29223 - (803) 786-2224 - View Map
- Claxton Insurance Agency, LLC
9300 Two Notch Rd - Columbia, SC 29223 - (803) 400-1911 - View Map
Exclusive Car Insurance Agencies
Exclusive agencies are contracted to one company and some examples include American Family, State Farm, and Allstate. Exclusive agencies are unable to shop your coverage around so you need to shop around if the rates are high. They are well schooled on their company's products which helps them compete with independent agents. Consumers frequently buy insurance from these agents mainly due to loyalty to the company rather than low rates.
Listed below is a short list of exclusive insurance agents in Columbia that can give you rate quotes.
- Allstate Insurance: Trevor Wright
1945 Decker Blvd Ste 13 - Columbia, SC 29206 - (803) 661-6690 - View Map
- James Tanner - State Farm Insurance Agent
1821 Clemson Rd #1 - Columbia, SC 29229 - (803) 865-7800 - View Map
- Ashley Johnson - State Farm Insurance Agent
1230 Broad River Rd A - Columbia, SC 29210 - (803) 772-0137 - View Map
Finding the right insurance agent should include more criteria than just a cheap quote. Any agent in Columbia should have no problem answering these questions:
- What company do they have the most business with?
- Do clients work directly with the agent or are most inquiries handled by a CSR?
- Does their agency support local causes in Columbia?
- How much experience to they have in personal lines coverages?
- Will the quote change when the policy is issued?
- Do they write coverage based solely on cost?